Our Printable Budget site offers printable budget sheets, printable household budget worksheets, free printable budget worksheets, printable family budget sheets, printable monthly budget, free printable budget sheet, budget forms printable, and many other printable family budget items.
A budget is "a way to track expenses and income and a plan for spending and lifestyle".
The key to an effective budget is one that is:
- simply organized
- thorough in covering all expenditures
- and versatile for making changes or additions.
Most people underestimate the importance of keeping a good budget for expenses as a means of not only saving money but as a first step to investing, or growing a family or business.
Having a printable budget program on your computer is an ideal way to manage your expenses and take control of debt.
To make an effective budget sheet your goal should be to organize:
- the money you receive (income)
- the money you spend (expenses).
The goal is to track this information accurately and have the ability to make adjustments or changes when necessary.
To make your own printable budget sheets I recommend programs like:
2. Microsoft Money
3. Microsoft Office
4. or Excel will work for free template downloads.
Try to group your income/expenses into categories on your budget sheets and list each item under its respective category.
Always have a column for budget amount (alloted amount) and actual amount. Then have a category to the right of those listing the difference +/- of the two.
Most budget sheets reflect a monthly plan but you can divide it by 2 for bi-weekly income or 4 if your are payed every week.
The most important thing to do is to stay with your budget plan and be flexible to make changes but always stick to your goal.