Financial Net Worth Statement Template


A part of reviewing your personal finance plan is calculating your net worth and debt to income ratio. A Net Worth Statement is a list of what you own and what you owe- assets and liabilities.  By subtracting your liabilities from your assets what remains is your net worth.

A financial template helps you gather and organize information necessary to recalculate your net worth on a regular basis. Your net worth statement is the key to monitoring financial progress and measuring it towards your specific financial goals. Here is a template to follow to help you complete a statement to calculate your personal net worth.



     Category                                                                                                Current Value
Assets:
 
    
                                                                                                                                                                                                                                                                                                                    
Cash                                                                                                                                                            $_________

Checking                                                                                                                                                    $_________

Savings                                                                                                                                                       $_________
 
CD's                                                                                                                                                             $_________  
    
Money Mkt                                                                                                                                                $_________
    
Utility deposits                                                                                                                                           $_________
    
Life Insurance                                                                                                                                              $_________
    
Stocks                                                                                                                                                            $_________
    
Bonds                                                                                                                                                             $_________
    
Mututal Funds                                                                                                                                              $_________
    
Other Investments                                                                                                                                       $_________
    
IRA                                                                                                                                                                 $_________
    
SEP                                                                                                                                                                 $_________
    
401K                                                                                                                                                               $_________
    
403B                                                                                                                                                               $_________
    
Keogh                                                                                                                                                            $_________
    
Other Retirement                                                                                                                                          $_________
    
Mortgage Value                                                                                                                                           $_________
    
Other Real Estate                                                                                                                                         $_________
    
Automobile Values                                                                                                                                      $_________
    
Other Vehical                                                                                                                                                $_________
    
     Jewelry                                                                                                                                                     $_________
    
     Antiques/Collectables                                                                                                                          $_________
    
     Other Personal Property                                                                                                                        $_________
    
     Other Assets                                                                                                                                           $_________
    
     Total Assets                                                                                                                                           $_________
 
    
                                                                                                Liabilities:

Mortgage                                                                                                                                                      $_________

Auto                                                                                                                                                              $_________

Credit Cards                                                                                                                                                  $_________

Home equity loans                                                                                                                                       $_________

Student loans                                                                                                                                                $_________

Other loans                                                                                                                                                   $_________

Real estate tax                                                                                                                                              $_________

Income tax                                                                                                                                                    $_________

Other tax                                                                                                                                                        $_________

Other misc debt                                                                                                                                           $_________

Total Liabilities                                                                                                                                          $_________

Net worth                                                                                                                                                      $_________
(total assets minus total liabilities)